Privacy Policy
Last Updated: November 15, 2023
Layuso Piciye Financial Education Inc. ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial education services and visit our website.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you register for our services, express interest in obtaining information about us or our products and services, or otherwise contact us. The personal information we collect may include:
- Name and contact information (email address, phone number, mailing address)
- Account credentials (username and password)
- Payment information (credit card details, billing address)
- Financial information (income, expenses, financial goals - only if voluntarily provided)
- Communication preferences
- Any other information you choose to provide
Automatically Collected Information
When you visit our website, we automatically collect certain information about your device and usage of our website using cookies and similar technologies. This information may include:
- Device information (IP address, browser type, operating system)
- Usage data (pages visited, time spent on pages, referring website)
- Location data (general geographic location based on IP address)
How We Use Your Information
We use the information we collect for various purposes, including to:
- Provide, maintain, and improve our financial education services
- Process your transactions and send you related information
- Send you technical notices, updates, security alerts, and support messages
- Respond to your comments, questions, and requests
- Communicate with you about products, services, offers, and events
- Monitor and analyze trends, usage, and activities in connection with our services
- Detect, investigate, and prevent fraudulent transactions and other illegal activities
- Personalize and improve your experience with our services
- Comply with legal obligations and protect our rights
Disclosure of Your Information
We may share your personal information with:
- Service providers who perform services on our behalf (payment processing, data analysis, email delivery)
- Professional advisors (lawyers, bankers, auditors, insurers)
- Business transfers (in connection with a merger, sale, or acquisition)
- To comply with legal obligations or protect rights
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Data Retention
We will retain your personal information only for as long as necessary to fulfill the purposes for which we collected it, including to satisfy any legal, accounting, or reporting requirements.
Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access and receive a copy of your personal information
- Rectify inaccurate or incomplete personal information
- Request erasure of your personal information
- Restrict or object to processing of your personal information
- Data portability (receive your data in a structured, machine-readable format)
- Withdraw consent at any time where we rely on consent to process your information
Children's Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without verification of parental consent, we take steps to remove that information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically to stay informed about our information practices.
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Layuso Piciye Financial Education Inc.
123 Financial District
Toronto, ON M5X 1A9
Email: privacy@layuso-piciye.sbs
Phone: +1 4374372755