Terms of Service

Last Updated: November 15, 2023

Please read these Terms of Service ("Terms," "Terms of Service") carefully before using the Layuso Piciye Financial Education Inc. website and services (the "Service") operated by Layuso Piciye Financial Education Inc. ("us," "we," or "our").

Agreement to Terms

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

Educational Nature of Service

Our Service provides financial education and information only. We are not financial advisors, brokers, or registered investment advisors. The information presented on our platform is for educational purposes only and should not be construed as financial advice.

User Accounts

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Layuso Piciye Financial Education Inc. and its licensors. The Service is protected by copyright, trademark, and other laws of both Canada and foreign countries.

Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Layuso Piciye Financial Education Inc. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Limitation of Liability

In no event shall Layuso Piciye Financial Education Inc., nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied.

We do not guarantee that the Service will function uninterrupted, secure or available at any particular time or location. We do not guarantee the accuracy, completeness, or usefulness of any information on the Service.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

Refund Policy

We offer a 14-day money-back guarantee for all our programs. If you are not satisfied with our Service within the first 14 days of purchase, you may request a full refund by contacting our support team.

Contact Us

If you have any questions about these Terms, please contact us at:

Layuso Piciye Financial Education Inc.
123 Financial District
Toronto, ON M5X 1A9
Email: legal@layuso-piciye.sbs
Phone: +1 4374372755

Important Disclaimer

Layuso Piciye provides financial education and information only. We are not financial advisors, brokers, or registered investment advisors. The information presented on our platform is for educational purposes only and should not be construed as financial advice.

We do not guarantee any specific financial outcomes or results. Your financial situation is unique, and any strategies or information provided may not be appropriate for your circumstances. Always consult with a qualified financial professional before making any financial decisions or investments.

Past performance of any investment or strategy is not indicative of future results. All investments involve risk, including the possible loss of principal.